
Medicare’s Annual Election Period (AEP), also called Open Enrollment, runs from October 15 – December 7. For many people, this season feels overwhelming. With all the choices, and all the chaos, sometimes it’s tempting to just ignore it and hope everything stays the same. I've broken it down for you in plain English so you know exactly what this window means, (whether it even applies to you), and exactly what to do to get ready.

One of the quickest ways to start making sense of Medicare is to understand the two very different paths available once you sign up for Original Medicare: Medigap and Medicare Advantage. If you're new to Medicare, it’s easy to feel like you’re drowning in options. There are Parts A, B, C, and D… Plan letters like G and N… TV commercials promising cash back or gift cards… but barely any of them actually explain what these plans really are.